/* Be Financially Literate: site styles (from reference/approved-landing.html) */

/* fonts: self-hosted latin subset (SIL Open Font License, see /assets/fonts/LICENSE-*.txt) */
@font-face{font-family:Montserrat;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/montserrat-600.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/montserrat-700.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
/* latin-ext for 700 only: carries the ₹ sign used in fees */
@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/montserrat-700-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:Roboto;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/roboto-400.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Roboto;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/roboto-500.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Roboto;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/roboto-700.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --bg:#FFFFFF;
  --soft:#F7F8FD;
  --blue-soft:#EAF1FB;
  --yellow-soft:#FFF7CC;
  --ink:#1F3354;
  --muted:#556580;
  --line:#E2E8F2;
  --blue:#0056B3;
  --blue-dark:#00489A;
  --yellow:#FED700;
  --green:#2F8A62;
  --radius:10px;
  --shadow:0 10px 30px rgba(31,51,84,.08);
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Roboto,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:1.0625rem;line-height:1.7}
img,svg{max-width:100%;display:block}
a{color:var(--blue)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--yellow);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:Montserrat,"Segoe UI",Arial,sans-serif;color:var(--ink);margin:0;line-height:1.2}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:700}
h3{font-size:1.15rem;font-weight:700}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px}
.skip:focus{left:16px;top:12px;background:var(--yellow);color:var(--ink);padding:8px 12px;z-index:50}
.center{text-align:center}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:Roboto,sans-serif;font-weight:500;font-size:1.05rem;padding:13px 28px;border-radius:8px;text-decoration:none;border:1.5px solid transparent;white-space:nowrap;transition:background .15s,color .15s}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:var(--blue-dark)}
.btn-yellow{background:var(--yellow);color:var(--ink)}
.btn-yellow:hover{background:#FFE34D}
.btn-line{border-color:var(--blue);color:var(--blue);background:#fff}
.btn-line:hover{background:var(--blue);color:#fff}
.btn-sm{font-size:.95rem;padding:9px 16px}

/* header */
header.site{background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 1px 0 var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;height:86px}
.logo img{height:64px;width:auto}
nav.main{display:flex;align-items:center;gap:30px}
nav.main a{color:var(--ink);text-decoration:none;font-weight:500}
nav.main a:hover{color:var(--blue)}
nav.main .btn{color:#fff}
nav.main .btn-line{color:var(--blue)}
nav.main .btn-line:hover{color:#fff}
.menu-btn{display:none;background:#fff;border:1.5px solid var(--line);border-radius:8px;padding:8px 14px;font:500 1rem Roboto,sans-serif;color:var(--ink)}
@media (max-width:960px){
  .menu-btn{display:block}
  nav.main{display:none;position:absolute;top:86px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 22px;box-shadow:0 12px 20px rgba(31,51,84,.08)}
  nav.main.open{display:flex}
  nav.main a{padding:12px 0;border-bottom:1px solid var(--line)}
  nav.main .btn{margin-top:12px;border-bottom:0}
}

/* hero */
.hero{background:var(--soft);border-bottom:1px solid var(--line);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:.92fr 1.08fr;gap:32px;align-items:end;padding-top:56px}
.hero-copy{padding-bottom:84px}
.hero h1{font-size:clamp(2.1rem,4vw,3.3rem);font-weight:700;line-height:1.18}
.hero .lead{margin-top:24px;font-size:1.18rem;color:var(--muted);max-width:50ch;line-height:1.8}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}
.hero-art{margin-bottom:-1px}
@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;padding-top:40px;gap:10px}
  .hero-copy{padding-bottom:10px}
}

/* stats strip */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:28px 32px;margin-top:-1px;position:relative}
.stats div{text-align:center}
.stats strong{display:block;font-family:Montserrat,sans-serif;font-size:1.8rem;color:var(--blue);line-height:1.2}
.stats span{color:var(--muted);font-size:.98rem}
.stats-wrap{margin-top:48px;position:relative;z-index:2}
@media (max-width:760px){.stats{grid-template-columns:1fr 1fr}.stats-wrap{margin-top:24px}}

/* sections */
section{padding:88px 0}
.soft{background:var(--soft)}
.title{max-width:720px;margin:0 auto 52px;text-align:center}
.title p{margin-top:16px;color:var(--muted);font-size:1.12rem}
.title-left{max-width:640px;margin-bottom:40px}
.title-left p{margin-top:14px;color:var(--muted);font-size:1.12rem}

/* about + what we do */
.about{display:grid;grid-template-columns:1fr 1.1fr;gap:64px;align-items:start}
.about-text h3{font-size:1.5rem;margin-bottom:16px}
.about-text p{color:var(--muted);margin-bottom:16px}
.about-text .btn{margin-top:10px}
.services{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.service{background:#fff;border-radius:14px;padding:28px 24px;box-shadow:var(--shadow)}
.service svg{width:56px;height:56px;margin-bottom:16px}
.service h3{margin-bottom:8px}
.service p{color:var(--muted);font-size:.98rem;line-height:1.6}
@media (max-width:900px){.about{grid-template-columns:1fr;gap:40px}}
@media (max-width:520px){.services{grid-template-columns:1fr}}

/* featured course cards */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border-radius:14px;overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card .thumb{height:150px;display:flex;align-items:center;justify-content:center}
.card .thumb svg{height:110px;width:auto}
.t1{background:var(--blue-soft)}.t2{background:var(--yellow-soft)}.t3{background:#E7F4EE}.t4{background:#EFEAFB}
.card .body{padding:22px 22px 24px;display:flex;flex-direction:column;gap:10px;flex:1}
.card .tag{align-self:flex-start;font-size:.82rem;font-weight:500;color:var(--blue);background:var(--blue-soft);padding:3px 10px;border-radius:999px}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a:hover{color:var(--blue)}
.card p{color:var(--muted);font-size:.98rem;line-height:1.6}
.card .meta{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:14px;border-top:1px solid var(--line)}
.card .meta strong{font-family:Montserrat,sans-serif;font-size:1.15rem}
.card .meta small{color:var(--muted);font-weight:400;font-size:.85rem}
.card .meta a{font-weight:500;text-decoration:none}
@media (max-width:1000px){.cards{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.cards{grid-template-columns:1fr}}

/* path section */
.path{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.levels{display:grid;gap:18px;margin-top:8px}
.level{display:grid;grid-template-columns:64px 1fr;gap:18px;align-items:start;background:#fff;border-radius:14px;padding:20px 22px;box-shadow:var(--shadow)}
.level .badge{width:64px;height:64px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:Montserrat,sans-serif;font-weight:700;font-size:.9rem;text-align:center;line-height:1.1}
.b1{background:var(--blue-soft);color:var(--blue)}.b2{background:var(--yellow-soft);color:#7A6400}.b3{background:var(--blue);color:#fff}
.level p{color:var(--muted);font-size:.98rem;line-height:1.6;margin-top:4px}
.level a{font-weight:500;text-decoration:none;font-size:.95rem}
@media (max-width:900px){.path{grid-template-columns:1fr;gap:32px}.path-art{max-width:460px}}

/* course table */
.table-box{background:#fff;border-radius:14px;box-shadow:var(--shadow);overflow:hidden}
.table-wrap{overflow-x:auto}
table.courses{width:100%;border-collapse:collapse;font-size:1rem}
table.courses th{text-align:left;font-family:Montserrat,sans-serif;font-weight:600;font-size:.9rem;color:var(--muted);padding:16px 18px;background:var(--soft);border-bottom:1px solid var(--line)}
table.courses td{padding:20px 18px;border-bottom:1px solid var(--line);vertical-align:top}
table.courses td.cname{width:34%}
table.courses tr.tier td{background:var(--blue-soft);color:var(--blue);font-family:Montserrat,sans-serif;font-weight:700;font-size:1.02rem;padding:12px 18px}
table.courses tr.tier span{font-family:Roboto,sans-serif;font-weight:500;color:var(--muted);margin-left:10px;font-size:.95rem}
.cname a{font-family:Montserrat,sans-serif;font-weight:600;font-size:1.02rem;color:var(--ink);text-decoration:none;line-height:1.35;display:block}
.cname a:hover{color:var(--blue)}
.brief{color:var(--muted);margin-top:6px;font-size:.96rem;line-height:1.55}
.nowrap{white-space:nowrap}
table.courses td[data-label="Prepares you for"]{min-width:220px}
.fee{font-family:Montserrat,sans-serif;font-weight:700;font-size:1.08rem;white-space:nowrap}
.fee small{display:block;font-family:Roboto,sans-serif;font-weight:400;font-size:.85rem;color:var(--muted)}
.act{display:flex;flex-direction:column;gap:8px;min-width:170px}
.table-note{margin-top:22px;color:var(--muted);font-size:.98rem;text-align:center}
.compare{display:flex;justify-content:center;gap:14px;flex-wrap:wrap;margin-top:28px}
@media (max-width:880px){
  .table-box{background:transparent;box-shadow:none;overflow:visible}
  table.courses thead{display:none}
  table.courses,table.courses tbody,table.courses tr,table.courses td{display:block;width:100%}
  table.courses tr.tier td{border-radius:10px;margin-top:22px}
  table.courses tr.course{display:grid;grid-template-columns:1fr 1fr;background:#fff;border-radius:14px;box-shadow:var(--shadow);margin:14px 0;padding:8px 4px}
  table.courses tr.course td{border:0;padding:6px 16px}
  table.courses td.cname,table.courses td[data-label="Prepares you for"],table.courses td.fee,table.courses td.actions-cell{grid-column:1/-1}
  table.courses td.cname{width:auto}
  table.courses td[data-label]::before{content:attr(data-label);display:block;font-size:.8rem;color:var(--muted);font-weight:500;font-family:Roboto,sans-serif}
  .act{flex-direction:row;flex-wrap:wrap}
  table.courses td.actions-cell{padding-bottom:16px}
}

/* steps */
ol.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:26px;counter-reset:s}
ol.steps li{counter-increment:s;text-align:center;padding:0 6px}
ol.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:58px;height:58px;margin:0 auto 18px;border-radius:50%;background:var(--yellow);font-family:Montserrat,sans-serif;font-weight:700;font-size:1.4rem;color:var(--ink)}
ol.steps h3{margin-bottom:8px}
ol.steps p{color:var(--muted);font-size:.98rem;line-height:1.6}
@media (max-width:860px){ol.steps{grid-template-columns:1fr 1fr;row-gap:36px}}
@media (max-width:480px){ol.steps{grid-template-columns:1fr}}

/* call band */
.call{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;background:var(--blue);border-radius:20px;padding:56px;color:#fff;overflow:hidden}
.call h2{color:#fff}
.call p{margin-top:16px;opacity:.92;font-size:1.12rem;max-width:48ch}
.call .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.call .btn-line{background:transparent;border-color:#fff;color:#fff}
.call .btn-line:hover{background:#fff;color:var(--blue)}
.call dl{display:grid;gap:14px;margin:28px 0 0;font-size:1rem}
.call dt{opacity:.75;font-size:.88rem}
.call dd{margin:0}
.call dd a{color:#fff}
@media (max-width:900px){.call{grid-template-columns:1fr;padding:36px 26px}.call-art{max-width:360px}}

/* testimonials */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.quote{background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:30px 28px;margin:0;display:flex;flex-direction:column;gap:20px}
.quote blockquote{margin:0;color:var(--muted);font-size:1.02rem;line-height:1.7}
.quote figcaption{display:flex;align-items:center;gap:14px}
.avatar{width:52px;height:52px;border-radius:50%;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;font-family:Montserrat,sans-serif;font-weight:700}
.quote figcaption strong{display:block;font-family:Montserrat,sans-serif;font-size:1rem}
.quote figcaption span{color:var(--muted);font-size:.9rem}
@media (max-width:900px){.quotes{grid-template-columns:1fr}}

/* faq */
.faq{max-width:840px;margin:0 auto;display:grid;gap:14px}
.faq details{background:#fff;border-radius:12px;box-shadow:var(--shadow);padding:0 24px}
.faq summary{cursor:pointer;list-style:none;padding:20px 36px 20px 0;position:relative;font-family:Montserrat,sans-serif;font-weight:600;font-size:1.05rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.7rem;color:var(--blue);font-weight:500}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 0 22px;color:var(--muted)}

/* footer */
footer{background:var(--soft);padding:64px 0 30px;font-size:.96rem;color:var(--muted);border-top:1px solid var(--line)}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer img{height:72px;width:auto;margin-bottom:16px}
footer h3{font-size:1rem;margin-bottom:14px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}
footer a{color:var(--muted);text-decoration:none}
footer a:hover{color:var(--blue)}
.social{display:flex;gap:10px;margin-top:18px}
.social a{width:38px;height:38px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow);color:var(--blue);font-weight:700;font-size:.85rem}
.disclaimer{margin-top:44px;padding-top:24px;border-top:1px solid var(--line);font-size:.9rem;line-height:1.6}
.legal{margin-top:12px;font-size:.88rem}
@media (max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){footer .cols{grid-template-columns:1fr}}

/* whatsapp */
.wa{position:fixed;right:18px;bottom:18px;z-index:30;background:#1FA855;color:#fff;text-decoration:none;font-weight:500;padding:12px 18px;border-radius:999px;box-shadow:0 8px 22px rgba(31,51,84,.25);display:flex;align-items:center;gap:8px}
.wa svg{width:20px;height:20px}
@media (max-width:520px){.wa span{display:none}.wa{padding:14px}}

/* simple pages (404, later: policies) */
.title h1{font-size:clamp(2rem,4vw,3rem);font-weight:700}
.title .actions{display:flex;justify-content:center;gap:14px;flex-wrap:wrap;margin-top:28px}

/* inner pages: heading band + breadcrumb */
.page-head{background:var(--soft);border-bottom:1px solid var(--line);padding:44px 0 52px}
.page-head h1{font-size:clamp(2rem,4vw,3rem);font-weight:700;line-height:1.18;max-width:22ch}
.page-head .lead{margin-top:18px;font-size:1.15rem;color:var(--muted);max-width:60ch;line-height:1.8}
.crumbs{font-size:.92rem;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}
.inner{padding:64px 0 88px}

/* policy and text pages */
.prose{max-width:780px}
.prose h2{font-size:1.5rem;margin:44px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{margin:26px 0 8px}
.prose p,.prose ul,.prose ol{margin:0 0 14px}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:6px}
.prose .updated{color:var(--muted);font-size:.95rem;margin-bottom:28px}
.note{background:var(--blue-soft);border-radius:12px;padding:18px 22px;margin:0 0 24px}
table.plain{width:100%;border-collapse:collapse;margin:8px 0 20px;font-size:1rem}
table.plain th{text-align:left;font-family:Montserrat,sans-serif;font-weight:600;font-size:.9rem;color:var(--muted);background:var(--soft);padding:12px 14px;border-bottom:1px solid var(--line)}
table.plain td{padding:12px 14px;border-bottom:1px solid var(--line)}
@media (max-width:480px){table.plain th,table.plain td{padding:10px 8px;font-size:.92rem}}

/* contact cards */
.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.contact-grid .service p{color:var(--ink);font-size:1rem}
.contact-grid .service p+p{margin-top:8px}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.contact-grid{grid-template-columns:1fr}}
.mt{margin-top:56px}
.about-text h2{margin-bottom:16px}